Disclaimer
Estimates and general information, not legal or tax advice. Your employer’s records, your contract or a union agreement can change the answer. Your state labor department, the U.S. Department of Labor’s Wage and Hour Division, the IRS or a tax professional can tell you how the rules apply to you.
Who we are not
Punch Clock Math is an independent website. It is not a law firm, a payroll company, a tax preparer or a government agency, and it is not affiliated with, endorsed by or sponsored by the U.S. Department of Labor, the IRS, any state agency or any company named on this site. Names are used only to identify sources.
Punch Clock Math is not a law firm and does not give legal advice; it is not a payroll company and does not run payroll; it is not a tax preparer and does not give tax advice; it is not a government agency and cannot take, decide or file a wage claim. Using the site does not create an attorney-client, accountant-client or any other professional relationship.
What the calculators do
The calculators do arithmetic on the times, rates and amounts you enter, under the rule shown with each result (federal or your state’s, as we last read it on the date shown). They assume you are a non-exempt employee; they never decide whether a job is exempt from overtime. They cannot see your employer’s records, a union contract, a company policy that pays more than the law, local ordinances, or exceptions for particular industries. A result is an estimate of what the rules as written would give for the numbers you entered, nothing more.
No conclusions about your case
A result that shows overtime hours is not a finding that anyone owes you money or broke the law. Only the agency that enforces the rule, or a court, can decide that. If you think your pay is wrong, start with your pay records and your employer’s payroll office, then your state labor department or the Wage and Hour Division (1-866-487-9243).
The overtime deduction
Estimates of the 2025–2028 federal deduction for overtime pay apply only to federal income tax. They count only the overtime premium the FLSA requires, apply the cap and the income phase-out as published, and use the tax brackets shown. Social Security, Medicare and state income tax still apply. Your tax return, prepared by you or a tax professional, decides the real number.
Rules change
Laws, regulations and agency guidance change, sometimes mid-year. We re-read every source on a schedule and log every change on the updates page, but a rule can change before we read it again. A state we could not confirm from an official source is marked “not confirmed”. Check the source linked with each rule before you rely on it. See the Editorial Policy for how we source and correct.
No guarantee
We work to keep every number right, but we do not guarantee that the site is complete, current or free of errors, and we are not responsible for decisions made on the strength of it. See the Terms of Use. If you find a mistake, write to hello@punchclockmath.com.